Living in a poor neighborhood changes everything about your life

[Lee Cruz]

In 1940, a white developer wanted to build a neighborhood in Detroit. So he asked the US Federal Housing Administration to back a loan. The FHA, which was created just six years earlier to help middle-class families buy homes, said no because the development was too close to an "inharmonious" racial group. Meaning black people.

It wasn't surprising. The housing administration refused to back loans to black people — and even people who lived around black people. FHA said it was too risky. So, the next year...

https://www.vox.com/2016/6/6/11852640/cartoon-poor-neighborhoods ;